SOLUTIONS
Private financing for companies and individuals
Company regulated by the Bank of Spain and the Spanish Consumer Agency
SERVICES

Why IBERICEX?
Help companies introduce positive and lasting changes

how can we help you?
We provide investment and financing services
Find your financing and investment opportunities
We provide alternative financing to the banking sector to natural and legal persons, providing real solutions, meeting the needs and adapting to the ability to pay in a timely manner.
We offer Private Equity products throughout Spain. Mortgage loans and much more.
- Private investment
- Developer loan
- Bridging loan
- Purchase of Assets
- Land purchase loan
IBERICEX, is a financial management and intermediation company, specialized in company financing, private equity and alternative financing, with more than 18 years of experience in financing different sectors.
Real Estate
Residential, Commercial and Hotels
Industrial
Factories and Industries
Agri-food
Fruit and Vegetable and Processed Food M&A
Energetic
Hydrocarbons and other energy sources
Concessions
Residential, ComRenewable energy projects and commercial concessions and Hotels
Sanitary and Pharmaceutical
Medical hospitals, pharmacies, laboratories
Transport and Logistics
Energy and digital transition
Retail & Electronic Commerce
Sustainable growth, digital transition M&A
OPPORTUNITIES
Loans for land purchase
At IBERICEX we manage all types of financial products, with extensive experience and professional experience, designed to satisfy the financing needs of all our clients.
We finance all types of land in the residential, commercial, hotel and logistics sectors.
- We finance subordinated debt
- 6 months mandatory
- Waiting period during the construction phase
- Disbursements for work certifications
- Disbursement with first drawdown upon signature
- up to 70% of the purchase value
- Up to 70% of the purchase value
- We structure the subsequent financing of the project
- without mandatory compliance
- No presence at CIRBE
- First Rank Mortgage
- Financing up to 24 months
- We finance in all sectors
OUR OBJETIVE
Do you have a project? we finance it for you
Our loans are transparent, fair and simple
We finance the growth of your company
We work with financial institutions, investment funds and debt funds, both national and foreign
Legal compliance
Legal professionals draft the minutes and review all legal aspects of the transaction.
Legal control of the operation from the receipt of the documentation by the client to the registration of the mortgage in the property registry.
Compliance with the specific regulations for the granting of mortgage loans by presenting a binding offer prior to signing each operation and obtaining the client's consent.
Signature before a notary and protocolization of the operation.
Loans for companies from €45,000 to €50,000,000
First rank mortgage loans with real guarantee We finance all types of construction and urban rehabilitation projects. We finance all types of land in the residential, commercial, hotel and logistics sectors.
LEGAL ASPECTS
We collaborate with appraisers approved by the Bank of Spain
Order ECO/805/2003, of March 27, 2003, on rules for the valuation of real estate and certain assets encumbered as collateral that we process.
The loans that we process comply with the current regulations required by Royal Decree 106/2011, of January 28, provided for in Law 2/2009 and the law of March 15 provided for in Law 5/2019, which regulates the contracting with consumers of mortgage loans or credits and intermediation services.
Regulation ECO 805-2003 is an order of the Ministry of the Economy establishing rules for calculating the appraisal value of real estate and certain real rights for the purposes of its scope of application, as well as for valuation reports and certificates in which it will be formalized.
Only appraisal companies registered and approved by the Bank of Spain can carry out these official appraisals or Ecomortgages.
Valuations may only be issued by qualified and legally responsible appraisers, as established by the ECO regulations.
CONTACT
Agility, flexibility, high coverage
First rank mortgage loans secured by real estate
CONTACT INFORMATION
Tell us how we can get in touch with you